Andrej Cernik
About Andrej Cernik
Andrej Cernik is a Professional Digital Banking Analyst specializing in Open Banking, currently working at Raiffeisen Bank International in Vienna, Austria. He has extensive experience in digital banking and business development, co-founding Kapstta Apps and holding a managerial position at Asseco Central Europe.
Work at Raiffeisen Bank International
Andrej Cernik has been employed at Raiffeisen Bank International AG since 2019, serving as a Professional Digital Banking Analyst with a focus on Open Banking. His role involves analyzing digital banking trends and implementing strategies to enhance the bank's open banking initiatives. He operates from the bank's headquarters in Vienna, Austria, contributing to the organization's efforts to adapt to the evolving digital landscape in the banking sector.
Current Role at Kapstta Apps, S.r.o.
Andrej Cernik co-founded Kapstta Apps, S.r.o. in 2013, where he has been actively involved for 11 years. In this capacity, he plays a significant role in the development and management of digital banking solutions. His experience in this startup environment complements his analytical skills and knowledge of the banking industry, particularly in the realm of digital transformation.
Experience with Asseco Central Europe, A.s.
Since 2016, Andrej Cernik has worked as an International Business Development Manager at Asseco Central Europe, A.s. Over the past 8 years, he has focused on expanding the company's business reach and fostering partnerships within the digital banking sector. His role involves strategic planning and execution to enhance the company's market presence.
Educational Background in Economics and Business Administration
Andrej Cernik studied at Charles University from 2013 to 2016, where he earned a Master's degree in Economics and Finance. Prior to that, he completed a Bachelor's degree in Business Administration at Webster Vienna Private University from 2011 to 2013. Additionally, he obtained another Bachelor's degree in Economics and Business Management from Paneurópska Vysoká Škola between 2009 and 2012. This educational foundation supports his expertise in digital banking and business development.
Early Career at Tatra Banka
Andrej Cernik began his career at Tatra Banka, where he worked as a Trainee from 2011 to 2012 for 11 months. This early experience in a banking environment provided him with foundational knowledge and skills that have contributed to his subsequent roles in digital banking and business development.