Elisa Maria Lung
About Elisa Maria Lung
Elisa Maria Lung is a Credit Risk Modeller at Raiffeisen Bank International AG in Vienna, Austria, where she has worked since 2016. She holds a Master's degree from the Academy of Economic Studies in Bucharest and has extensive experience in developing predictive models for credit risk assessment.
Work at Raiffeisen Bank International
Elisa Maria Lung has been employed at Raiffeisen Bank International AG as a Credit Risk Modeller since 2016. In this role, she has developed predictive models for credit risk that enhance the accuracy of credit assessments. Her work focuses on creating rating models specifically tailored for the credit risk sector. Additionally, she has contributed to the improvement of credit risk management processes through advanced predictive modeling techniques.
Education and Expertise
Elisa Maria Lung studied at the Academy of Economic Studies in Bucharest, where she earned a Bachelor's degree in Finance, Insurance, Banking, and Stock Exchanges from 2008 to 2011. She continued her education at the same institution, completing a Master's degree from 2012 to 2014. Additionally, she attended the Universität Wien / University of Vienna, where she achieved a Corporate Course Certificate in Applied Bank Management from 2011 to 2012. She also studied at the Doctoral School of Finance and Banking (DOFIN) for her MSc program.
Background in Risk Analysis
Prior to her current position, Elisa Maria Lung worked at BCR in various roles. She served as a Risk Data Analyst from 2013 to 2014 and later as a Statistician focusing on rating models and risk parameters from 2014 to 2015. Her background in these roles has provided her with a solid foundation in statistical analysis and risk management, which she applies in her current work.
Professional Development
Elisa Maria Lung has engaged in continuous professional development throughout her career. Her educational journey includes a focus on finance and banking, equipping her with the necessary skills for her role in credit risk modeling. She has been involved in developing advanced predictive models since joining Raiffeisen Bank International AG, reflecting her commitment to enhancing credit risk management processes.
Early Education
Elisa Maria Lung completed her high school education at National College ‘Andrei Șaguna’ in Brașov, where she focused on Natural Sciences, including Mathematics, Physics, Chemistry, and Biology. This foundational education laid the groundwork for her analytical skills and interest in finance and risk assessment.