Gerald Ruschka
About Gerald Ruschka
Gerald Ruschka is a Group Product Owner for Cards at Raiffeisen Bank International AG, with extensive experience in product management within the payment solutions sector. He has held various roles in notable organizations, including Kalixa Payments Group and SIX Payment Services, and possesses specialized knowledge in PCI DSS compliance and payment regulations.
Work at Raiffeisen Bank International
Gerald Ruschka has been serving as the Group Product Owner for Cards at Raiffeisen Bank International AG since 2022. In this role, he oversees the development and management of card products, ensuring alignment with the bank's strategic objectives. His responsibilities include enhancing product offerings and optimizing customer experiences within the card services sector.
Previous Experience in Payment Solutions
Before joining Raiffeisen Bank International, Ruschka held several key positions in the payment solutions industry. He worked at Kalixa Payments Group as a Product Manager and Team Leader, focusing on e-money issuing and processing from 2011 to 2015. He also served as Head Commercial Issuing at SIX Payment Services from 2015 to 2017, where he managed commercial strategies for issuing products.
Education and Certifications
Gerald Ruschka has a diverse educational background. He studied at Berufsschule für Chemie, Grafik und gestaltende Berufe, where he achieved the qualification of Chemielaborant from 1986 to 1991. He also obtained EBC*L Level A from WIFI in 2006. In 2014, he became a Certified Scrum Product Owner through Scrum Alliance, enhancing his skills in agile project management.
Expertise in Payment Regulations
Ruschka possesses specialized knowledge in PCI DSS compliance and is recognized for his expertise in PSD1 and PSD2 regulations. His extensive experience in these areas has contributed to the development of innovative payment solutions, ensuring compliance with industry standards and enhancing operational efficiency.
Strategic Product Management Skills
Gerald Ruschka has significant experience in strategic product and service roadmap planning, particularly within the payment solutions sector. He has developed deep expertise in scheme management through 15 years of collaboration with major payment networks such as Mastercard and VISA. His background includes setting up back-office operations for payment solutions, which supports his strategic initiatives.