Joanna Bieniusa
About Joanna Bieniusa
Joanna Bieniusa is a KYC Specialist at Raiffeisen Bank International AG in Vienna, Austria, with a strong academic background in Spanish from the University of Wroclaw and Universidad De Almería. She has extensive experience in risk operations and compliance, having previously worked for Kalixa Payments Group, PXP Financial, and Oracle.
Work at Raiffeisen Bank International
Joanna Bieniusa has been employed at Raiffeisen Bank International AG as a KYC Specialist since 2022. In this role, she is responsible for documentation verification and validation for financial institutions. Her duties include system updates related to AML Risk Rating Upgrades and CRS/FATCA updates. She is also involved in the onboarding of new financial institutions and reviewing existing ones based on their risk levels. Joanna collaborates with various teams, including Compliance, Relationship Managers, and Mid-office, to enhance KYC processes and actively assists clients during the review process.
Education and Expertise
Joanna Bieniusa studied at the University of Wroclaw, where she achieved a Bachelor's degree in Spanish from 2006 to 2009 and later completed her Master of Arts in Spanish from 2009 to 2011. Additionally, she studied at Universidad De Almería for one year in 2008 to 2009, focusing on Spanish. Her educational background provides her with a strong foundation in language skills, which complements her professional expertise in KYC and risk management.
Professional Background
Prior to her current position at Raiffeisen Bank International, Joanna Bieniusa held various roles in the financial and technology sectors. She worked as a Risk Underwriting Officer at PXP Financial from 2017 to 2022 and as a Risk Operations Associate at Kalixa Payments Group from 2014 to 2017. Earlier in her career, she was an Administrative Assistant at Oracle from 2012 to 2014 and a Customer Service Representative at IBM in 2012. Her diverse experience across different organizations has equipped her with a comprehensive understanding of risk management and customer service.
Key Responsibilities and Contributions
In her role as a KYC Specialist, Joanna Bieniusa engages in critical tasks that support compliance and risk management within financial institutions. She is responsible for verifying and validating documentation, ensuring compliance with regulations. Joanna plays a significant role in system updates related to AML Risk Rating and CRS/FATCA, which are essential for maintaining regulatory standards. Her involvement in onboarding new financial institutions and reviewing existing ones based on risk levels demonstrates her commitment to enhancing the KYC process.