Konstantin Bankov
About Konstantin Bankov
Konstantin Bankov serves as the Director of SME Risk Management at Raiffeisen Bank International, where he has worked since 2011. He has a background in finance and risk management, having held various roles at Raiffeisenbank Bulgaria and developed key tools for credit risk analysis.
Current Role at Raiffeisen Bank International
Konstantin Bankov serves as the Director of SME Risk Management at Raiffeisen Bank International. He has held this position since 2011, contributing to the development and implementation of risk management strategies for small and medium enterprises. His responsibilities include analyzing and monitoring the quality of SME segment portfolios and individual credit products across various Network Banks. He also plays a key role in the digital transformation initiatives within the bank, focusing on enhancing customer experience and decision automation.
Previous Experience at Raiffeisenbank Bulgaria EAD
Prior to his current role, Konstantin Bankov worked at Raiffeisenbank Bulgaria EAD in various capacities. He served as the Head of the SME Risk Management Department from 2007 to 2011. Before that, he held the position of Credit Risk Manager from 2005 to 2006 and was the SME Section Supervisor in the Risk Management Department from 2006 to 2007. His experience in these roles contributed to his expertise in credit risk management and SME-related financial services.
Education and Expertise
Konstantin Bankov holds a Bachelor's degree in Finance from the University of National and World Economy, where he studied from 1996 to 2002. He also earned a Master of Business Administration (MBA) in Digital Transformation and Data Science from WU Executive Academy, completing the program between 2020 and 2022. His educational background supports his proficiency in business analytics and risk management, particularly in the SME sector.
Contributions to Business Analytics and Reporting
In his current role, Konstantin Bankov created and implemented a new business analytics and reporting tool specifically for the SME credit risk area. This initiative aims to enhance the bank's ability to assess and manage risks associated with SME lending, thereby improving decision-making processes and operational efficiency within the organization.
Leadership in Risk Management Standards
Konstantin Bankov supports 14 individual Network Banks in applying adequate risk management standards and monitoring practices. His strategic leadership ensures that these banks adhere to best practices in risk management, which is essential for maintaining the integrity and stability of the SME lending portfolio across the network.