Lukas Mazal, Cfa
About Lukas Mazal, Cfa
Lukas Mazal is a Retail Balance Sheet Manager at Raiffeisen Bank International AG in Vienna, where he has worked since 2017. He has extensive experience in risk management and financial modeling, having held various roles in the banking and insurance sectors.
Work at Raiffeisen Bank International
Lukas Mazal has been serving as the Retail Balance Sheet Manager at Raiffeisen Bank International AG since 2017. In this role, he has focused on managing the retail balance sheet and has been involved in various initiatives, including the development of digital investment advisory and robo-advisory services. His responsibilities also include developing financial models and tools to forecast the drivers of product gross income margins. Additionally, he designed and implemented a model for the simulation and budgeting of funds transfer pricing for administered rate retail products.
Previous Experience in Risk Management
Prior to his current position, Lukas Mazal worked at Wiener Städtische Versicherung AG - Vienna Insurance Group as an Asset Risk Manager from 2012 to 2014. He also held the position of Balance Sheet Risk Manager at Raiffeisen Bank International AG from 2014 to 2017. His career began at Kooperativa pojišťovna, a.s., Vienna Insurance Group, where he worked as a Risk Manager from 2010 to 2012. He also had a brief stint as a Junior Accountant at Process Solutions in 2010.
Education and Expertise
Lukas Mazal studied at the CFA Institute, where he completed the CFA Program from 2011 to 2013. He holds a Master’s degree in Economics with a focus on Empirical Applications and Policies from Universidad del País Vasco/Euskal Herriko Unibertsitatea, which he attended from 2008 to 2009. He also studied Business Economics at The University of Huddersfield, obtaining a BA (Hons) from 2007 to 2008. Additionally, he attended Masaryk University Brno for three years, focusing on Corporate Economy, although he did not obtain a degree.
Financial Modeling and Development Projects
At Raiffeisen Bank International AG, Lukas Mazal has developed financial models and tools aimed at forecasting the drivers of product gross income margins. He has also designed a model for the simulation and budgeting of funds transfer pricing for retail products that include embedded options. His work in these areas contributes to the bank's strategic financial planning and risk management efforts.