Velichka Stoilkova
About Velichka Stoilkova
Velichka Stoilkova serves as the Group Strategy & Digital Lending Manager at Raiffeisen Bank International AG in Vienna, Austria, a position she has held since 2021. She has extensive experience in banking, having worked in various roles at Raiffeisenbank Bulgaria and ING in Österreich.
Work at Raiffeisen Bank International
Velichka Stoilkova has been serving as the Group Strategy & Digital Lending Manager at Raiffeisen Bank International AG since 2021. In this role, she focuses on developing and implementing strategies related to digital lending. Her tenure at the bank is marked by her commitment to enhancing digital financial services. Prior to her current position, she worked as a Product Manager for International Retail Lending at the same institution for three months in 2019.
Education and Expertise
Velichka Stoilkova holds a Bachelor's Degree in Business Management from Sofia University St. Kliment Ohridski, which she completed from 2002 to 2006. She furthered her education by obtaining a Master's Degree in Strategic Management from the same university between 2006 and 2008. Additionally, she studied at Jönköping University in 2005, focusing on Business Management. This educational background provides her with a solid foundation in business principles and strategic thinking.
Professional Background
Prior to her current role, Velichka Stoilkova accumulated extensive experience in the banking sector. She worked at Raiffeisenbank Bulgaria in various capacities, including Head of Lending Products and Bancassurance Department from 2019 to 2020, and as Head of Product Management Department from 2015 to 2019. She also held positions as a Project Manager in different departments, including Mass Banking and Bank Cards, from 2008 to 2014. Before joining Raiffeisen Bank International, she served as Head of Products and Sales at ING in Österreich from 2020 to 2021.
Career Progression at Raiffeisenbank Bulgaria
Velichka Stoilkova's career at Raiffeisenbank Bulgaria spanned several key roles. She began as a Project Manager in the Bank Cards Department from 2008 to 2012 and later became the Head of Bank and Assurance Products for six months in 2014. Following this, she served as Head of Product Management Department from 2015 to 2019, overseeing product development and management strategies. Her diverse roles contributed to her expertise in lending and product management.