Radhika Bhandari
About Radhika Bhandari
Radhika Bhandari serves as the Capital and Forecasting Lead at Starling Bank in London, United Kingdom, where she has worked since 2019. She has a strong background in financial risk management and regulatory reporting, with expertise in ICAAP, IRB, IFRS9, and Basel III.
Work at Starling Bank
Radhika Bhandari has served as the Capital and Forecasting Lead at Starling Bank since 2019. In this role, she focuses on capital management and forecasting, contributing to the bank's financial stability and regulatory compliance. Her tenure at Starling Bank spans five years, during which she has utilized her expertise in financial risk management and regulatory reporting.
Previous Experience in Banking
Prior to her current position, Radhika Bhandari worked at Vanquis Bank as a Capital Analyst for ten months from 2018 to 2019. She also held the position of Credit Risk Consultant at the Royal Bank of Scotland from 2013 to 2015. Her experience in these roles has equipped her with a strong foundation in capital analysis and credit risk management.
Education and Expertise
Radhika Bhandari holds a Master's degree in Computer Applications (MCA) from Thapar Institute of Engineering & Technology, where she studied from 2002 to 2005. She also earned a Bachelor's degree in Computer Applications (BCA) from Panjab University, studying from 1999 to 2002. Her educational background supports her expertise in financial risk management, particularly in ICAAP, IRB, IFRS9, and Basel III.
Career Background in Technology and Risk Management
Radhika Bhandari has a diverse career background that includes roles in technology and risk management. She worked as a Senior Risk Consultant at SunGard (now part of FIS) from 2016 to 2018 and as a Business Analyst/Project Manager at Infosys Technologies Limited from 2007 to 2011. Her experience includes implementing regulatory programs focused on credit risk and model governance.
Specialization in Financial Risk Management
Radhika Bhandari specializes in financial risk management and regulatory reporting. She has extensive experience in the design and implementation of the Basel III Regulatory Capital Framework across various jurisdictions, including CRD IV, the Central Bank of Kuwait, and the Reserve Bank of India. Her skills are integral to her roles in the financial services sector.