Ryan Murphy
About Ryan Murphy
Ryan Murphy is a Business Account Onboarding Analyst at Starling Bank, specializing in the identification of high-risk applications, including those involving Politically Exposed Persons and sanction matches. He has a background in customer advisory roles within the banking sector, having previously worked at Santander UK, Principality Building Society, and Barclaycard.
Work at Starling Bank
Ryan Murphy has been employed at Starling Bank as a Business Account Onboarding Analyst since 2020. In this role, he specializes in identifying high-risk applications, including those involving Politically Exposed Persons (PEPs) and sanction matches. He ensures that all business account applications align with the bank's risk appetite through thorough investigation and assessment. His responsibilities also include conducting due diligence using external sources such as CIFAS and SIRA, which helps maintain compliance with regulatory standards. Additionally, he is tasked with reporting trends and unusual activities in business account applications to enhance security and compliance.
Previous Experience in Banking
Prior to his current position, Ryan Murphy held various roles in the banking sector. He worked at Santander UK as a Retail Banking Customer Advisor from 2010 to 2011 for one year in Cardiff, Wales. Following this, he served as a Business Executive at Barclaycard from 2012 to 2013 for one year, also in Cardiff. Ryan then joined Principality Building Society, where he worked as a Mortgage Customer Consultant / Mortgage Associate from 2013 to 2017 for four years. These experiences provided him with a solid foundation in customer service and banking operations.
Education and Expertise
Ryan Murphy studied at Radyr Comprehensive School, where he completed his high school education and achieved his GCSE qualifications from 2005 to 2009. His educational background has equipped him with the foundational knowledge necessary for his career in banking. His expertise includes risk assessment, compliance, and due diligence, particularly in relation to high-risk financial applications.