Simon Kwong
About Simon Kwong
Simon Kwong is the Credit Risk Lead at Starling Bank, with extensive experience in credit risk management and data analysis across several financial institutions. His background includes roles at Lloyds Banking Group and The Co-operative Bank plc, where he developed expertise in SAS, automation, and stakeholder management.
Work at Starling Bank
Simon Kwong serves as the Credit Risk Lead at Starling Bank, a position he has held since 2020. In this role, he is responsible for overseeing credit risk management strategies and ensuring the effectiveness of risk assessment processes. His expertise in advanced SAS and automation contributes to the bank's ability to manage credit risk efficiently. Simon's focus on stakeholder management and strategy development enhances the overall business impact of the credit risk function within the organization.
Previous Experience at Lloyds Banking Group
Prior to his current role, Simon Kwong worked at Lloyds Banking Group in various capacities. He served as a Credit Risk Manager - Acquisitions from 2015 to 2019, where he managed credit risk strategies for new customer acquisitions. He also held the position of Senior Analyst for three months in 2014 and worked as a Senior Analyst in Mortgage Portfolio Management from 2010 to 2012. His tenure at Lloyds provided him with extensive experience in credit risk management.
Background in Financial Services
Simon Kwong has a diverse background in financial services, having worked at several institutions. He was a Mortgages and Secured Basel Analyst at The Co-operative Bank plc from 2008 to 2010 and an MI Analyst from 2005 to 2008. Additionally, he worked as a Senior Data Analyst at Barclays for one year from 2012 to 2013 and as a SAS Developer at Direct Line Group for six months in 2014. This varied experience has equipped him with a comprehensive understanding of credit risk and data analysis.
Education and Expertise
Simon Kwong earned a BSc in Business Decision Analysis with 1st Class Honours from The University of Salford, studying from 2001 to 2004. His educational background laid the foundation for his expertise in credit risk management, advanced SAS, automation, and MI design. These skills are critical in his current role and throughout his career in the financial sector, enabling him to implement effective risk management strategies.
Professional Skills and Attributes
Simon Kwong is recognized for his pragmatic problem-solving abilities and a focus on process improvement. He emphasizes team development and stakeholder management, which are essential for enhancing business outcomes. His skills in strategy development allow him to contribute significantly to the organizations he has worked with, ensuring that credit risk management practices align with overall business goals.