Radhika Bhandari
About Radhika Bhandari
Radhika Bhandari serves as the Capital and Forecasting Lead at Starling Bank, specializing in financial risk management and regulatory reporting. She has a diverse background in the banking and financial services sector, with experience in various roles across multiple organizations.
Current Role at Starling Bank
Radhika Bhandari serves as the Capital and Forecasting Lead at Starling Bank, a position she has held since 2019. In this role, she focuses on financial risk management and regulatory reporting. Her responsibilities include overseeing capital forecasting processes and ensuring compliance with regulatory requirements. Bhandari's expertise in ICAAP and Basel III plays a critical role in shaping the bank's financial strategies.
Previous Experience in Financial Services
Prior to her current role, Radhika Bhandari worked at several notable financial institutions. She was a Capital Analyst at Vanquis Bank for 10 months in 2018-2019. From 2016 to 2018, she served as a Senior Risk Consultant at SunGard, now part of FIS, in Pune, India. Additionally, she held the position of Credit Risk Consultant at the Royal Bank of Scotland from 2013 to 2015, where she contributed to credit risk management initiatives.
Educational Background
Radhika Bhandari holds a Master's degree in Computer Applications (MCA) from Thapar Institute of Engineering & Technology, where she studied from 2002 to 2005. She also earned a Bachelor's degree in Computer Applications (BCA) from Panjab University, completing her studies from 1999 to 2002. Her educational foundation in computer science supports her analytical skills in financial risk management.
Expertise in Financial Risk Management
Radhika Bhandari specializes in financial risk management with a strong focus on regulatory frameworks such as ICAAP, IRB, IFRS9, and Basel III. She has extensive experience in designing and implementing the Basel III Regulatory Capital Framework across various jurisdictions, including CRD IV, the Central Bank of Kuwait, and the Reserve Bank of India. This expertise enables her to contribute effectively to regulatory compliance and risk assessment in the banking sector.
Career Progression and Roles
Radhika Bhandari's career includes significant roles in various organizations. She began her career as a SAS Developer at GlaxoSmithKline in 2007. She then worked at Tata Consultancy Services as a SAS Developer from 2005 to 2007 and later as a Business Analyst/Project Manager at Infosys Technologies Limited from 2007 to 2011. Her diverse experiences across different roles have equipped her with a comprehensive understanding of financial services and risk management.