Desirre Kostelnick
About Desirre Kostelnick
Desirre Kostelnick is a Senior Product Analyst at State Auto Insurance, where she has worked since 2014. She specializes in formulating state strategies and managing pricing practices to enhance profitability and growth in the Home and Auto lines of business.
Work at State Auto Insurance
Desirre Kostelnick has been employed at State Auto Insurance as a Senior Product Analyst since 2014. In this role, she is responsible for the profit and growth of both Home and Auto lines of business across four states. She collaborates with various departments, including Product Development, Actuarial, Field Sales, Underwriting, Claims, and IT, to achieve organizational goals. Her work involves formulating and implementing state strategies by analyzing competitor behaviors, which includes product and pricing strategies. Kostelnick also plays a key role in developing pricing practices across Product Management regions to ensure consistency and eliminate redundancies.
Previous Experience at Progressive Insurance
Before joining State Auto Insurance, Desirre Kostelnick worked at Progressive Insurance in multiple roles. She served as a Comparative Rating Analyst II from 2009 to 2012, where she focused on comparative analysis within the insurance sector. Following this, she took on the position of R&D Analyst II on the Competitive Intelligence Team from 2012 to 2014 in the Columbus, Ohio Area. In these roles, she was involved in analyzing competitor behaviors and contributed to the development of competitive strategies.
Education and Expertise
Desirre Kostelnick studied at The University of Akron, where she earned a Bachelor of Science (B.S.) degree in Corporate Finance from 2004 to 2009. Her educational background provides her with a strong foundation in financial analysis, which she applies in her current role as a Senior Product Analyst. Kostelnick's expertise includes negotiating rate changes and formulating pricing packages, as well as managing data to optimize pricing and market segmentation.
Key Responsibilities and Strategies
In her current position, Desirre Kostelnick actively formulates and implements state strategies by analyzing competitor behaviors. She is responsible for negotiating rate changes with various teams and documenting these changes through pricing packages. Additionally, she develops state profit and growth strategies by managing data at a cellular level, which allows for optimized pricing and effective market segmentation. Her role requires travel to assigned territories to build expertise on state assignments.