Kara Gifford
About Kara Gifford
Kara Gifford is a Personal Lines Underwriter at State Auto Insurance, where she has worked since 2019. She has a background in insurance and psychology, with previous roles in various insurance companies and customer service positions.
Work at State Auto Insurance
Kara Gifford has been employed at State Auto Insurance as a Personal Lines Underwriter since 2019. In this role, she focuses on evaluating and underwriting new and renewal accounts to ensure profitable growth and competitiveness in the insurance market. Gifford has developed expertise in identifying and analyzing risk exposures, loss frequency, and severity for property and casualty insurance risks.
Previous Experience in Insurance
Before joining State Auto Insurance, Kara Gifford worked at Hale Insurance LLC as a Commercial Lines Account Manager from 2018 to 2019. She also served as an Insurance Agent and Customer Service Representative at John Shelby Insurance from 2016 to 2018. Her career began in the insurance sector with a brief role as an Intake Advisor at Acadia Healthcare in 2016.
Educational Background
Kara Gifford earned her Bachelor's degree in Psychology from the University of West Georgia, where she studied from 2010 to 2015. Additionally, she pursued further education at Kaplan University, where she studied Insurance and achieved qualifications as a Property and Casualty Agent. This educational background supports her extensive knowledge in the insurance field.
Skills and Expertise in Underwriting
Kara Gifford possesses in-depth knowledge of various insurance forms, coverages, ratings, and manuals specific to personal lines underwriting. Her skills include evaluating and underwriting accounts to maintain competitiveness in the insurance market. Gifford's expertise enables her to effectively assess risk exposures and develop strategies for loss prevention.
Early Career Experience
Prior to her career in insurance, Kara Gifford worked at Publix Super Markets for eight years, where she held positions as a Pharmacy Technician and Customer Service Staff from 2008 to 2016. This early experience in customer service provided her with valuable skills that are applicable in her current role in the insurance industry.