Kim Downey, Cpcu, Au

Commercial Underwriter Senior @ State Auto Insurance

About Kim Downey, Cpcu, Au

Kim Downey is a Commercial Underwriter Senior at State Auto Insurance, with over 20 years of experience in the insurance industry. She has held various roles at Zenith Insurance Company and State Auto Insurance, and holds a Bachelor of Arts in Mathematics from The University of Texas at Austin.

Work at State Auto Insurance

Kim Downey has been employed at State Auto Insurance since 2010. Initially serving as a Business Insurance Underwriter, she transitioned to the role of Commercial Underwriter Senior in 2017. In her current position, she focuses on evaluating and underwriting commercial insurance policies, ensuring that the coverage meets the needs of clients while managing risk effectively. Her tenure at State Auto Insurance spans over 14 years, during which she has contributed to the company's underwriting processes and client relations.

Previous Experience at Zenith Insurance Company

Before joining State Auto Insurance, Kim Downey worked at Zenith Insurance Company for a total of 14 years. She began her career there as a Senior Filings Analyst in the Actuarial Department from 1996 to 2004. Following this role, she served as an Underwriter from 2004 to 2010. Her experience at Zenith Insurance Company provided her with a solid foundation in underwriting and actuarial analysis, contributing to her expertise in the insurance industry.

Education and Expertise

Kim Downey earned her Bachelor of Arts (B.A.) degree in Mathematics from The University of Texas at Austin, completing her studies from 1992 to 1996. This educational background has equipped her with strong analytical skills, which are essential in her roles within the insurance sector. Her expertise includes commercial underwriting and risk assessment, supported by her professional designations of CPCU and AU.

Professional Designations

Kim Downey holds professional designations including Chartered Property Casualty Underwriter (CPCU) and Associate in Commercial Underwriting (AU). These designations reflect her commitment to professional development and her expertise in the field of insurance. They signify her knowledge of property and casualty insurance principles, underwriting practices, and risk management strategies.

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