Richard Ciecko
About Richard Ciecko
Richard Ciecko serves as a Senior Credit Analyst at Stepan Company, where he has worked since 2000. He specializes in credit analysis, invoice resolution, and training new analysts, while also managing credit lines and monthly reporting.
Work at Stepan Company
Richard Ciecko has been employed at Stepan Company since 2000, serving as a Senior Credit Analyst for 24 years. In this role, he collaborates with customers, internal staff, and sales teams to address and resolve invoice issues. His responsibilities include establishing and renewing credit lines based on financial statements and industry-specific trade reports. Ciecko also manages monthly reporting tasks, ensuring they are completed in a timely manner.
Credit Analysis Techniques
In his capacity as a Senior Credit Analyst, Richard Ciecko utilizes D&B reports and Credit Risk Monitor to conduct credit analysis. These tools assist him in assessing the creditworthiness of customers and making informed decisions regarding credit lines. His analytical skills contribute to the financial stability of the company by mitigating credit risks.
Training and Development
Richard Ciecko plays a significant role in the development of new talent within the credit department at Stepan Company. He is involved in training new credit analysts, sharing his expertise and knowledge to enhance their skills and understanding of credit analysis processes.
Education and Expertise
Richard Ciecko studied at DePaul University, where he gained foundational knowledge that supports his role as a Senior Credit Analyst. His educational background, combined with extensive experience in credit analysis, equips him with the necessary skills to perform effectively in his position.