Carmen M.
About Carmen M.
Carmen M. is a Community Credit Risk Manager II at Synovus, with extensive experience in credit analysis and risk management across various financial institutions. She holds multiple degrees, including an MBA, and has a diverse background that includes military service and expertise in SBA loan originations.
Current Role at Synovus
Carmen M. serves as the Community Credit Risk Manager II / SBA at Synovus, a position she has held since 2022. In this role, she focuses on managing credit risk within the community banking sector. Her responsibilities include overseeing SBA loan originations and portfolio management, which are essential for maintaining financial stability and compliance.
Previous Experience in Banking and Credit Analysis
Carmen M. has a robust background in banking and credit analysis. She worked at Quantum National Bank as a Bank Officer and Commercial Credit Analyst from 2019 to 2021. Prior to that, she served as a Credit Analyst and Merchant Risk Specialist at Vantiv from 2012 to 2014. Additionally, she held positions at Ally as a Risk Analyst and at SouthState Bank as a Bank Officer and SBA Portfolio Manager.
Educational Background and Qualifications
Carmen M. has a diverse educational background that includes a Bachelor’s Degree in Technical Management from DeVry University and a Master's Degree in Applied Sciences with a focus on Opticianary from Thomas Nelson Community College. She also earned a Master of Business Administration (M.B.A.) from Keller Graduate School of Management of DeVry University. This combination of degrees enhances her analytical and management capabilities.
Skills and Tools Utilized
In her current role, Carmen M. utilizes advanced financial analysis tools such as CoStar Analytics, First Research, Moody’s, and Sageworks. She also demonstrates strong proficiency in Microsoft Office applications, which supports her analytical and reporting tasks. These skills are crucial for effective credit risk management and financial analysis.
Military Service Background
Carmen M. served in the US Navy as a Hospital Corpsman and Optician from 2001 to 2006. This experience provided her with a unique combination of skills that she applies in her civilian roles, particularly in credit risk management. Her military background contributes to her analytical approach and discipline in her professional endeavors.