Jay Sim
About Jay Sim
Jay Sim is a Senior Credit Risk Manager currently employed at Synovus, where he has worked since 2021. He has extensive experience in credit risk management, having held various positions at Bank of America and Regions Bank over a career spanning more than two decades.
Current Role at Synovus
Jay Sim serves as the Senior Credit Risk Manager at Synovus, a position he has held since 2021. In this role, he is responsible for assessing and managing credit risk within the organization. His expertise contributes to the development of strategies that mitigate potential risks associated with lending and credit products. His tenure at Synovus marks a significant phase in his career, where he applies his extensive experience in credit risk management.
Professional Experience at Bank of America
Jay Sim has a substantial history with Bank of America, where he held multiple positions over nearly a decade. He began as a Credit Products Underwriter from 2000 to 2004, advancing to the role of VP/Sr. Credit Products Underwriter from 2004 to 2009. In these roles, he focused on underwriting credit products and managing associated risks. He later served as Vice President/Credit Products Officer from 2009 to 2012, where he further developed his skills in credit risk management and product oversight.
Experience at Regions Bank
From 2012 to 2021, Jay Sim worked at Regions Bank as the Director/Sr. Debt Products Manager. In this capacity, he was responsible for overseeing debt products and managing the associated credit risks. His nine years at Regions Bank allowed him to deepen his expertise in credit risk management and product development, preparing him for his current role at Synovus.
Education and Academic Background
Jay Sim studied at Emory University, where he earned a degree in Economics. This academic background provided him with a solid foundation in financial principles and economic theories, which he applies in his professional roles within the banking and finance sectors.