Joanie Cloutier, Fcas, Fcia
About Joanie Cloutier, Fcas, Fcia
Joanie Cloutier is a Manager of Underwriting Analytics at TD Insurance, where she has worked since 2020. She has extensive experience in actuarial roles, having previously served as a Senior Actuarial Analyst and an Actuarial Analyst in various capacities at the same company.
Current Role at TD Insurance
Joanie Cloutier serves as the Manager of Underwriting Analytics at TD Insurance. She has held this position since 2020, overseeing analytical processes and strategies within the underwriting department. Her role involves managing a team and ensuring that data-driven insights inform underwriting decisions.
Previous Experience at TD Insurance
Prior to her current role, Joanie Cloutier worked at TD Insurance in various capacities. She was a Senior Actuarial Analyst in Underwriting Analytics from 2018 to 2020, and before that, she served as an Actuarial Analyst in Underwriting Analytics from 2017 to 2018. Her career at TD Insurance began as an Actuarial Analyst in Capital, Corporate Actuarial from 2014 to 2017.
Education and Expertise
Joanie Cloutier earned her Bachelor of Applied Science (BASc) in Actuarial Science from Université Laval, completing her studies from 2011 to 2014. This educational background provides her with a strong foundation in actuarial principles and analytics, which she applies in her current managerial role.
Professional Qualifications
Joanie Cloutier holds the professional designations of Fellow of the Casualty Actuarial Society (FCAS) and Fellow of the Canadian Institute of Actuaries (FCIA). These qualifications reflect her expertise and commitment to the actuarial profession, enhancing her capabilities in underwriting analytics.