Xingwen (Lucy) Lu

Xingwen (Lucy) Lu

Corporate Actuarial Capital Modeling @ TD Insurance

About Xingwen (Lucy) Lu

Xingwen (Lucy) Lu is a corporate actuary specializing in capital modeling at TD Insurance, where she has worked since 2019. She has a strong academic background in actuarial science and extensive experience in the insurance sector, including previous roles at the Financial Services Commission of Ontario and Allstate Insurance Company of Canada.

Work at TD Insurance

Xingwen (Lucy) Lu has been employed at TD Insurance since 2019, serving in the role of Corporate Actuarial - Capital Modeling. In this position, she focuses on capital modeling within the corporate actuarial team, contributing to the company's risk management and financial strategies. Her experience in this role spans over five years, during which she has engaged in various projects related to actuarial analysis and capital allocation.

Previous Experience in Actuarial Roles

Prior to her current position, Lu worked at Allstate Insurance Company of Canada as an Actuarial Analyst in Pricing from 2017 to 2019. She also held the role of Actuarial Analyst - Group Benefits at SCHOOL BOARDS' CO-OPERATIVE INC. for 11 months in 2014. Additionally, she served as an Actuarial Data Specialist at the Financial Services Commission of Ontario (FSCO) from 2014 to 2017, where she focused on GISA exhibits and filing.

Education and Expertise

Xingwen (Lucy) Lu earned her Master of Mathematics in Actuarial Science from the University of Waterloo, completing her studies from 2012 to 2014. She also holds a Bachelor of Economics in Insurance from Nankai University, which she completed from 2008 to 2012. Furthermore, she participated in the Summer Financial Program at New York University's Leonard N. Stern School of Business in 2011.

Teaching Experience

During her academic career, Lu worked as a Teaching Assistant at the University of Waterloo from 2012 to 2013. In this role, she supported faculty members in delivering course content and assisted students with their learning needs, contributing to the educational environment at the university.

Internship Experience

In 2011, Lu gained practical experience as an Actuarial Intern at China Life Insurance Co. Ltd., where she worked for two months. This internship provided her with foundational insights into the actuarial field and the insurance industry.

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