Scott Kelly

Scott Kelly

Product Director Auto @ The Cincinnati Insurance Companies

About Scott Kelly

Scott Kelly is the Product Director - Auto at Cincinnati Financial, where he has worked since 2018. With extensive experience in the insurance industry, he has held various managerial roles and has a strong academic background in mathematics and actuarial science.

Work at The Cincinnati Insurance Companies

Scott Kelly has served as the Product Director for Auto at Cincinnati Financial since 2018. In this role, he oversees product development and management for auto insurance across multiple states. His responsibilities include ensuring compliance with regulatory standards and adapting product offerings to meet market demands. Kelly's tenure at Cincinnati Financial has been marked by his involvement in strategic initiatives aimed at enhancing product structure and performance.

Previous Experience in Insurance Industry

Before joining Cincinnati Financial, Scott Kelly held various positions in the insurance sector. He worked at Country Financial as the Property Casualty Actuarial Research Manager from 2008 to 2017. Prior to that, he was with Farmers Insurance from 1991 to 2000, serving as the Home Product Manager and Pricing Supervisor. He also worked at Progressive Insurance in multiple roles, including Agency Pricing Manager and Agency Product R&D Development Manager, from 2000 to 2007.

Education and Expertise

Scott Kelly holds a Bachelor of Arts degree in Math and Physics from Kalamazoo College, which he attended from 1985 to 1989. He furthered his education at the University of Michigan, where he earned a Master of Science in Actuarial Science from 1989 to 1991. His educational background provides a strong foundation for his expertise in actuarial practices and product management within the insurance industry.

Key Contributions and Projects

In his current role, Scott Kelly has P&L responsibility for 13 states, including those with complex regulatory environments such as North Carolina, New York, Pennsylvania, New Jersey, and Massachusetts. He played a significant role in introducing a new product structure for multiple states, including Rhode Island and Delaware. Additionally, he developed a tool that assesses the impact of rate changes on policies, which enhances the company's capability to manage rate adjustments effectively.

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