Steve Smith
About Steve Smith
Steve Smith serves as the National Program Director for Home Health Care and Hospice at The Cincinnati Insurance Companies, where he has worked since 2016. He has a strong background in underwriting, having held various positions at the company since 1997, and has consistently achieved significant business goals in his current role.
Work at The Cincinnati Insurance Companies
Steve Smith has held multiple positions at The Cincinnati Insurance Companies since 1997. He began as an Underwriter, progressing to Senior Underwriter and then Senior Underwriting Manager from 2010 to 2016. In 2016, he transitioned to the role of National Program Director for Home Health Care and Hospice. In this capacity, he has overseen significant achievements, including exceeding new business goals in both Hospice and Home Health Care. His tenure has been marked by a focus on policy retention and loss ratio management.
Education and Expertise
Steve Smith earned a Bachelor of Science degree in Advertising and Public Relations from Bradley University, where he studied from 1988 to 1992. His educational background has contributed to his expertise in underwriting and program management within the insurance sector. His experience spans over two decades, focusing on home health care and hospice insurance programs.
Background
Steve Smith's career at The Cincinnati Insurance Companies began in 1997 as an Underwriter. Over the years, he has taken on various roles, including Underwriter Specialist and Team Leader/Underwriting Specialist. His progression through the ranks reflects his extensive knowledge and experience in underwriting and program management, particularly in the health care sector.
Achievements
In 2019, Steve Smith achieved 163% of the Hospice new business goal with a pure loss ratio of 20%. He also reached 114% of the Home Health Care new business goal, maintaining a 5-year average pure loss ratio of 60%. In 2018, the Home Health Care annual new business goal was met by the second quarter, and policy retention for both programs was recorded at 89%. His leadership has contributed to the overall success of the Home Health Care and Hospice programs.