Thomas Huberty
About Thomas Huberty
Thomas Huberty serves as the Vice President of Commercial Property Products at The Cincinnati Insurance Companies, where he has worked since 2017. He has extensive experience in the insurance industry, particularly in underwriting, pricing, and data analytics.
Current Role at The Cincinnati Insurance Companies
Thomas Huberty serves as the Vice President of Commercial Property Products at The Cincinnati Insurance Companies. He has held this position since 2018, contributing to the company's strategic direction in property insurance. In addition to this role, he has been the Property Product Director since 2017. His work is based in Fairfield, Ohio, where he focuses on developing and managing commercial property products.
Previous Experience at Zurich North America
Prior to his current role, Thomas Huberty worked at Zurich North America in various capacities. He served as the Senior Vice President and Head of Property Line of Business Product Underwriting from 2015 to 2017. His earlier roles included Head of Transactional Pricing from 2011 to 2013, Head of Auto Line of Business Product Underwriting from 2013 to 2015, and Casualty Pricing Manager from 2002 to 2006. His tenure at Zurich North America spanned over a decade and included significant responsibilities in pricing and underwriting.
Experience at The Hanover Insurance Group
Thomas Huberty also worked at The Hanover Insurance Group, where he held the position of Associate Actuary from 1997 to 1999. He later became the Commercial Auto Product Manager from 1999 to 2002. His roles at The Hanover Insurance Group provided him with foundational experience in actuarial science and product management.
Education and Expertise
Thomas Huberty earned a Bachelor of Arts degree in Mathematics and Computer Science from the University of St. Thomas. He possesses expertise in integrating data capture and predictive analytics into pricing models, as well as skills in data and catastrophe accumulation management. His knowledge extends to underwriting and managing portfolios across various lines, including property, auto, workers’ compensation, and liability.
Achievements in Product Management
Throughout his career, Thomas Huberty has demonstrated capability in managing large deductible, retro, and self-insured retention products. His extensive experience in product underwriting and pricing has contributed to the development of effective insurance solutions in the commercial property sector.