John Graham, Cfa
About John Graham, Cfa
John Graham, CFA, serves as the Senior Vice President and Commercial Banking Officer at TowneBank in Charlotte, North Carolina. He has over 20 years of experience in credit underwriting and relationship management, having previously held positions at SunTrust and Wachovia.
Work at TowneBank
John Graham serves as the Senior Vice President and Commercial Banking Officer at TowneBank, a position he has held since 2016. He operates in the Charlotte, North Carolina area, where he focuses on providing banking solutions tailored to the needs of commercial clients. His role involves overseeing various aspects of commercial banking, including credit underwriting and relationship management.
Previous Experience in Banking
Before joining TowneBank, John Graham accumulated significant experience in the banking sector. He worked at SunTrust as a Relationship Manager from 2008 to 2016 and previously held multiple roles at Wachovia, a Wells Fargo Company. His positions at Wachovia included Associate Relationship Manager, Commercial Strategies Consultant, Loan Administration Officer, and Relationship Manager, spanning from 1996 to 2005.
Education and Expertise
John Graham earned his Bachelor's degree in Economics from the University of North Carolina at Chapel Hill, where he studied from 1986 to 1990. He furthered his education by obtaining an MBA in Finance from Wake Forest University School of Business between 1994 and 1996. His educational background supports his extensive expertise in credit underwriting and structuring across various industries.
Career Development and Skills
With over 20 years of experience in the banking industry, John Graham has developed a robust skill set in credit underwriting and structuring. He has extensive experience in relationship and portfolio management, catering to both small to mid-market clients and large corporate clients. His career trajectory reflects a strong focus on building and maintaining client relationships.