Kimberly Montgomery
About Kimberly Montgomery
Kimberly Montgomery serves as the Vice President of Credit Review at TowneBank, bringing extensive experience in the banking industry, particularly in credit analysis and risk management. She has held various positions at notable banks, including Bank of America and Paragon Bank, and possesses strong skills in capital markets and expertise in FHA regulations.
Current Role at TowneBank
Kimberly Montgomery serves as Vice President of Credit Review at TowneBank, a position she has held since 2013. In this role, she is responsible for overseeing credit review processes, ensuring compliance with internal and regulatory standards. Her tenure at TowneBank spans over 11 years, during which she has contributed to the bank's credit risk management strategies.
Previous Experience in Banking
Montgomery has extensive experience in the banking sector, having held various positions across multiple institutions. She worked at Bank of America in several roles, including Vice President - Private Banking Credit Analyst/Underwriter and Vice President - Manager of Operations-CMBS Delivery Team. Additionally, she served as AVP - Asset Based Collateral Analyst at Square 1 Bank and as a Commercial Credit Underwriter at Paragon Bank.
Educational Background
Montgomery studied at Queens University of Charlotte, where she earned a Master of Business Administration (MBA) in Business Administration and Management. She also holds a Bachelor of Arts (B.A.) degree from the University of North Carolina at Greensboro. Her educational background supports her expertise in banking and finance.
Expertise in Credit Analysis and Risk Management
Montgomery possesses strong skills in Capital Markets, Risk Management, and Credit Analysis. She has a demonstrated history of working with U.S. Federal Housing Authority (FHA) regulations, which enhances her capabilities in managing credit risk and ensuring compliance within the banking industry.
Career Timeline in Banking
Montgomery's career in banking spans several years and includes roles at various institutions. She began her career at Bank of America as a Residential Mortgage Underwriter from 1989 to 1994. Over the years, she has worked at Indymac Bank, Flagstar Bank, Banner Bank, and Square 1 Bank, accumulating a wealth of experience in credit underwriting and analysis.