Maria Zepeda
About Maria Zepeda
Maria Zepeda is a Vice President and Business Risk Analyst at TowneBank, where she utilizes GRC frameworks and risk management tools to assess risks and identify control gaps. She has extensive experience in the mortgage and compliance sectors, having held various positions at notable financial institutions.
Work at TowneBank
Maria Zepeda currently serves as a Vice President and Business Risk Analyst at TowneBank, a position she has held since 2023. In this role, she utilizes Governance, Risk, and Compliance (GRC) frameworks and risk management tools to assess risk levels and identify control gaps. Prior to her current role, she worked at TowneBank as an Assistant Vice President, Loan Services Compliance Manager from 2022 to 2023, and as an Assistant Vice President, Loan Documentation Compliance Manager from 2019 to 2020. Additionally, she was the Consumer Loan Administration Team Lead from 2015 to 2019, where she managed compliance strategies for various regulations.
Previous Experience in Mortgage Services
Maria Zepeda has extensive experience in the mortgage industry. She worked at Wells Fargo Home Mortgage as a Mortgage Loan Specialist from 2011 to 2013 and as a Loan Servicing Specialist from 2009 to 2011. Additionally, she served as a Mortgage Loan Closer at Tidewater Mortgage Services, Inc. from 2014 to 2015. Most recently, she was employed at Nations Lending as a Closing Team Disclosure Coordinator from 2020 to 2022. This diverse background has equipped her with a comprehensive understanding of mortgage processes and compliance.
Education and Expertise
Maria Zepeda holds a Compliance for Commercial Lending certification issued by Capco. Her expertise includes developing and implementing compliance strategies for regulations such as the Home Mortgage Disclosure Act (HMDA) and the TILA-RESPA Integrated Disclosure (TRID). She has a strong foundation in risk management and compliance, which she applies in her current role as a Business Risk Analyst.
Notary Public Commission
Maria Zepeda holds a Notary Public Commission issued by the Commonwealth of Virginia. This certification allows her to perform notarial acts, which can include witnessing signatures and administering oaths. This credential adds to her professional qualifications in the financial and compliance sectors.
Leadership and Management Skills
Throughout her career, Maria Zepeda has demonstrated strong leadership and management skills. She has managed audit relationships and reporting, providing leadership support and coaching for team members. Her ability to lead teams and support compliance initiatives has been a significant aspect of her professional development.