Kelly Epperson
About Kelly Epperson
Kelly Epperson serves as the Executive Director at UBS Bank USA, where she has worked since 2013, focusing on bank testing and real estate compliance. With a background that includes roles at Goldman Sachs and the U.S. Navy, she brings extensive experience in both U.S. and Swiss mortgage compliance.
Work at UBS
Kelly Epperson has served as Executive Director at UBS (Bank USA) since 2013. In this role, she leads the Bank Testing and Real Estate Compliance teams, focusing on adherence to 12 CFR regulations. Her responsibilities include overseeing compliance initiatives and ensuring that the bank's mortgage compliance strategies align with U.S. regulations. Epperson's extensive experience in both U.S. and Swiss mortgage compliance provides her with a unique perspective on international banking regulations.
Previous Experience at Goldman Sachs
Prior to her tenure at UBS, Kelly Epperson worked at Goldman Sachs (Bank USA) as a Bank Compliance Officer from 2007 to 2013. During her six years there, she specialized in Mortgage, Securities, and Specialty Lending, as well as Community Reinvestment Act (CRA) compliance under 12 CFR. This role contributed to her expertise in financial compliance and regulatory frameworks.
Education and Expertise
Kelly Epperson possesses a diverse educational background. She studied at Penn State University, where she achieved a degree in Chemistry. Additionally, she attended the University of Utah, earning degrees in Finance and Mathematics. Epperson also studied Organizational Leadership at the University of Phoenix, obtaining a degree in Business Administration. Her education equips her with a multifaceted approach to banking compliance.
Background in Technical Services
Before entering the banking sector, Kelly Epperson held various positions that contributed to her technical expertise. She served as Director of Technical Services at EnergySolutions from 1998 to 2004, focusing on RCRA, MARSSIM, and DOT regulations. Additionally, she worked as a Nuclear Chemistry Technical Advisor at Arizona Public Service from 1989 to 1995. Epperson's background in technical services complements her financial compliance experience.
Military Service
Kelly Epperson served in the United States Navy from 1980 to 1986 as a Machinist Mate MM1(SS). During her six years of service, she was stationed in Groton, CT, and San Diego, CA. This experience provided her with technical skills and discipline that have contributed to her professional development.