Melinda Carmichael, Cima®
About Melinda Carmichael, Cima®
Melinda Carmichael is a Senior Vice President, Wealth Advisor, and Senior Portfolio Manager at UBS, where she has worked since 2008. With extensive experience in wealth management and a CIMA designation, she specializes in creating integrated wealth plans and collaborates with clients' financial professionals.
Work at UBS
Melinda Carmichael has been employed at UBS Financial Services Inc. since 2008, where she holds the position of Senior Vice President, Wealth Advisor, and Senior Portfolio Manager. In her role, she utilizes a proprietary Four Key process to develop integrated Wealth Plans tailored to her clients' needs. She collaborates closely with clients' CPAs and attorneys to ensure a comprehensive approach to wealth management. Her focus on liquidity, longevity, and legacy informs her strategies, allowing her to effectively address the financial complexities faced by high-net-worth clients.
Previous Experience at Morgan Stanley
Before joining UBS, Melinda Carmichael worked at Morgan Stanley for 26 years, from 1982 to 2008. During her tenure, she served as Senior Vice President, Wealth Advisor, where she developed extensive experience in wealth management. Her long-standing career in the financial services industry has equipped her with the skills necessary to navigate the complexities of high-net-worth client portfolios.
Education and Expertise
Melinda Carmichael studied at Chapman University from 2102 to 2106, where she gained valuable knowledge that contributes to her expertise in wealth management. She also holds the Certified Investment Management Analyst (CIMA) designation, which signifies her proficiency in managing financial complexities for high-net-worth clients. This educational background, combined with her professional experience, enhances her ability to provide comprehensive wealth management solutions.
Background and Personal Life
Melinda Carmichael is based in the Pasadena office of UBS Financial Services Inc. She has been married since 1984 and has two children. One of her children served in the Marines, while the other works in a research laboratory. Her family background informs her understanding of diverse financial needs and priorities, further enhancing her approach to wealth management.