Pankaj Dubey
About Pankaj Dubey
Pankaj Dubey is a Credit Portfolio Manager at UBS, specializing in credit risk management. He has a background in banking and finance, with previous roles at Credit Suisse and CRISIL, and holds degrees from the University of Mumbai and the Indian Institute of Management, Calcutta.
Current Role at UBS
Pankaj Dubey serves as a Credit Portfolio Manager and Chief Risk Officer (CRO) within the Global Wealth Management (GWM) division at UBS. He has held this position since 2021, working in Cracow, Małopolskie, Poland. In this role, he conducts credit portfolio reviews and analyzes key risk concentrations, including emerging risk themes such as the Russia-Ukraine conflict. He manages a team of 10 members, comprising Portfolio Managers and Credit Officers, and supports Credit Risk Management in audit and regulatory remediation processes.
Previous Experience at Credit Suisse
Pankaj Dubey has a notable history with Credit Suisse, where he worked in various capacities from 2014 to 2019. Initially, he served as a Business Intelligence Analyst in Mumbai, India, for three years. He then transitioned to a Senior Analyst role in Global Wealth Management in Wroclaw, Poland, for one year. His experience at Credit Suisse provided him with a strong foundation in financial analysis and risk management.
Education and Expertise
Pankaj Dubey holds a Bachelor of Commerce (B.Com.) degree in Banking and Finance from the University of Mumbai, which he completed from 2008 to 2011. He further enhanced his expertise by completing an Executive Program in Applied Finance (EPAF) at the Indian Institute of Management, Calcutta, from 2016 to 2017. This educational background equips him with a solid understanding of financial principles and risk management strategies.
Career Development at UBS
Before his current role at UBS, Pankaj Dubey worked as an Associate Director and Credit Business Analyst from 2019 to 2021 in Cracow, Poland. In this position, he was responsible for implementing the Credit Risk Control framework and supporting the development and management of credit risk appetite limits. His role involved liaising with supporting functions to obtain necessary data and reporting for effective portfolio management.
Internship Experience at CRISIL
Pankaj Dubey gained early industry experience through a six-month internship at CRISIL in 2012. This opportunity allowed him to develop foundational skills in financial analysis and risk assessment, which have been instrumental in his subsequent career in credit risk management.