Daniel Watts
About Daniel Watts
Daniel Watts serves as the VP of Lending & Credit Risk at Umba, bringing over a decade of experience in credit risk management and lending. His career includes leadership roles at Carbon, Renmoney, and British Credit Trust, with international experience in both the UK and Nigeria.
Current Role at Umba
Daniel Watts serves as the Vice President of Lending and Credit Risk at Umba, a position he has held since 2022. In this role, he is responsible for overseeing lending operations and managing credit risk strategies. His expertise in credit risk management is crucial for ensuring the financial stability and growth of the organization. Located in Lagos, Nigeria, he contributes to Umba's mission of providing accessible financial services.
Previous Experience at Carbon
Before joining Umba, Daniel Watts was the Head of Risk at Carbon from 2020 to 2022. During his tenure in Lagos, Nigeria, he focused on developing risk management frameworks and enhancing the company's credit assessment processes. His leadership in this role contributed to Carbon's efforts in the fintech space, particularly in optimizing risk strategies to support lending operations.
Career Background in Credit Risk Management
Daniel Watts has over a decade of experience in senior management roles within the credit risk sector. His career includes significant positions that span both risk management and lending. He has worked in various capacities that have honed his skills in credit risk assessment, collections, and strategic planning, making him a knowledgeable figure in the consumer finance industry.
Education and Academic Background
Daniel Watts studied at King Edward's School Witley, where he laid the foundation for his academic pursuits. He furthered his education at Royal Holloway, University of London, where he gained insights that would support his career in finance and risk management. His educational background complements his extensive professional experience in the credit risk sector.
Professional History in Nigeria and the UK
Daniel Watts has a diverse professional history that includes significant roles in both Nigeria and the UK. He served as Chief Credit Officer at Renmoney from 2013 to 2020, where he managed credit operations in Lagos. Additionally, he worked as Collections Director at British Credit Trust from 2005 to 2007. This international experience has equipped him with a broad perspective on credit risk and lending practices across different markets.