Nihar Gupta
About Nihar Gupta
Nihar Gupta is the Founder of Upswing Financial Technologies, with extensive experience in the banking and payments industry. He has held key positions at various financial institutions, including Kotak Mahindra Bank and Jupiter, where he led innovative projects in digital payments and banking solutions.
Work at Upswing Financial Technologies
Nihar Gupta serves as the Founder of Upswing Financial Technologies, a position he has held since 2021. Based in Mumbai, Maharashtra, India, he is responsible for leading the company's strategic direction and innovation in financial technology. His experience in the payments and banking sectors informs Upswing's approach to developing cutting-edge financial solutions.
Previous Experience in Banking and Payments
Prior to founding Upswing, Nihar Gupta held significant roles in various financial institutions. He worked at Kotak Mahindra Bank from 2012 to 2020, where he was VP & Head of Debit, Prepaid, Mobility Payments, Emerging Products & Innovation. His tenure included managing product development and technology readiness for major payment networks. He also served as Head of Banking Products & Payments at Jupiter for one year and was involved in merchant payments at Innoviti Payment Solutions.
Educational Background
Nihar Gupta has a strong educational foundation in business and engineering. He studied at the Indian Institute of Management Bangalore, focusing on Banking and Financial Support Services, and earned a Business Management degree in 2008. Earlier, he completed a Bachelor of Engineering (B.E.) in Electronics and Communications Engineering from Visvesvaraya Technological University in 2007. He also studied Digital Signal and Image Processing at Ramaiah Institute of Technology.
Achievements in Payment Innovations
Nihar Gupta has played a pivotal role in the development and launch of several innovative payment solutions. He was instrumental in pioneering Bharat QR, Samsung Pay, and Visa Checkout, enhancing digital payment capabilities. Additionally, he contributed to the strategy and execution of the 811 Digital Savings Account, a notable project in digital banking, and developed a co-branded debit and prepaid card solution for corporate reimbursements.
Project Management and Technical Skills
Throughout his career, Nihar Gupta has demonstrated strong project management and technical skills. He managed the product and technology migration from eING to Kotak Mahindra Bank, showcasing his ability to oversee complex projects. His leadership in setting up the NETC (FASTag Issuance) business further highlights his expertise in enhancing mobility payment solutions.