Karan Kaul

Karan Kaul

Lead Researcher, Mortgage Servicing Collaborative @ Urban Institute

About Karan Kaul

Karan Kaul serves as the Lead Researcher for the Mortgage Servicing Collaborative at The Urban Institute, where he has worked since 2017. He has extensive experience in mortgage finance, having held various roles in research and strategy, and is a published expert in the field.

Work at Urban Institute

Karan Kaul has held significant roles at The Urban Institute since 2014. He currently serves as the Lead Researcher for the Mortgage Servicing Collaborative, a position he has held since 2017. In this capacity, he focuses on mortgage finance issues, advising policymakers and lawmakers. Prior to his current role, he worked as a Senior Mortgage Market Researcher, contributing to research that informs public policy and enhances understanding of the mortgage market.

Previous Experience in Mortgage Finance

Before joining The Urban Institute, Karan Kaul worked at Freddie Mac as a Corporate Strategy Manager from 2009 to 2014. In this role, he focused on strategic initiatives within the organization. He also served as an Equity Research Analyst at Mayer Fund, University of Maryland, and as a Fixed Income Research Analyst at MTB Investment Advisors. His diverse experience in the financial sector has equipped him with a comprehensive understanding of mortgage finance.

Education and Expertise

Karan Kaul holds a Bachelor's degree in Electrical Engineering from VJTI, University of Mumbai. He furthered his education at the University of Maryland, where he earned a Full-time MBA from the Robert H. Smith School of Business between 2007 and 2009. His academic background, combined with extensive professional experience, positions him as an expert in mortgage finance and related research.

Publications and Media Presence

Karan Kaul is recognized for his contributions to the field of mortgage finance, having published nearly 100 articles and quantitative research pieces. His work covers various topics, including access to credit, mortgage servicing reforms, and financial technology. He is frequently quoted in national print and online media, reflecting his expertise and influence in the industry.

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