Richard James
About Richard James
Richard James is a Senior Credit Analyst at Uwharrie Bank, where he has worked since 2010. He has previous experience as an office manager at a medical practice and served as a vice president at Bank of the Carolinas from 2006 to 2008.
Work at Uwharrie Bank
Richard James has been employed at Uwharrie Bank as a Senior Credit Analyst since 2010. In this role, he is responsible for evaluating credit data and financial statements to determine the risk involved in lending money to individuals and businesses. His extensive experience in credit analysis contributes to the bank's decision-making processes regarding loan approvals and financial assessments.
Previous Experience in Banking
Before joining Uwharrie Bank, Richard James worked at Bank of the Carolinas as Vice President and City Executive from 2006 to 2008. In this position, he managed banking operations and developed strategies to enhance customer service and financial performance. His leadership experience in this role provided him with valuable insights into the banking sector.
Experience in Medical Practice Management
Richard James served as the Office Manager at a medical practice in Concord from 2009 to 2011. During his two years in this position, he was responsible for overseeing daily operations, managing staff, and ensuring efficient patient care. This experience equipped him with skills in management and operational efficiency that are applicable in various professional settings.
Education and Expertise
While specific educational details are not provided, Richard James's career trajectory indicates a strong foundation in finance and management. His roles in banking and medical practice management suggest expertise in credit analysis, risk assessment, and operational management.