James Miller
About James Miller
James Miller serves as the Manager of Consumer Transactions at Vroom, where he has worked since 2021. He has extensive experience in consumer lending and underwriting, having previously held various roles at Wells Fargo Home Mortgage and Wells Fargo Bank.
Work at Vroom
James Miller has been employed at Vroom since 2021, currently serving as the Manager of Consumer Transactions. In this role, he oversees various aspects of consumer transactions, ensuring efficiency and compliance. Prior to his current position, he held the title of Manager of Consumer Contracts at Vroom from 2019 to 2021, where he managed contract processes. He also worked as the Credit Team Manager for a brief period in 2019. His tenure at Vroom reflects a focus on consumer-related operations within the automotive industry.
Experience at Wells Fargo
James Miller has extensive experience in the mortgage and banking sectors, primarily with Wells Fargo. He served as the National Underwriting Production Evaluation Manager from 2016 to 2018, where he managed underwriting evaluations. He also held the position of Interim Lending Manager I for 11 months in 2016. His career at Wells Fargo began as a Consumer Loan Underwriter I in 2010, progressing through various underwriting roles, including Team Lead and Consumer Loan Underwriter II. His background includes significant experience in loan servicing and consumer banking.
Education and Expertise
James Miller studied at St. Cloud State University, where he earned a Bachelor of Science degree in Business Finance. His educational background provides a foundation for his roles in consumer transactions and underwriting. His expertise encompasses consumer finance, loan underwriting, and contract management, which he has applied throughout his career in both Vroom and Wells Fargo.
Career Progression
James Miller's career progression showcases a steady advancement in the financial services industry. He began his career at Wells Fargo Bank as a Personal Banker in 2006 and transitioned through various roles, including Loan Documentation Specialist and Consumer Loan Underwriter. His experience spans over a decade in consumer finance, leading to managerial positions at both Wells Fargo and Vroom. This trajectory highlights his commitment to the field and his ability to adapt to different roles within the industry.