Renat Shafiev

Renat Shafiev

Chief Product Owner @ VTB

About Renat Shafiev

Renat Shafiev is the Chief Product Owner at VTB, where he focuses on integrating Lifestyle and Home services into the Digital Bank. He has extensive experience in product management and risk management across various financial institutions in Russia.

Current Role at VTB

Renat Shafiev serves as the Chief Product Owner at VTB, a position he has held since 2019. In this role, he is responsible for conducting customer interviews and marketplace analysis to identify business opportunities. He focuses on the integration of Lifestyle and Home services into the Digital Bank, aiming to enhance customer engagement and service offerings.

Previous Experience at VTB24

Before his current role, Renat worked at VTB24 as a Product Manager from 2012 to 2014. During his tenure, he contributed to product development and management in the banking sector, gaining valuable experience in the financial services industry.

Education and Expertise

Renat Shafiev holds a Master's degree from the Gaidar Institute for Economic Policy, where he studied from 2008 to 2012. He also achieved a Graduate Degree in Computer Programming from Mordovia State University, completing his studies from 2003 to 2008. Additionally, he pursued a Postgraduate Degree in Economics at the Gaidar Institute, further enhancing his expertise in economic policy.

Professional Background in Banking

Renat has a diverse background in the banking sector, having held various positions. He worked as a Risk Manager at National Bank TRUST from 2010 to 2012, and as a Business Analyst at Citi from 2008 to 2010. He also served as Chief Product Owner at Alfa-Bank for one year in 2018-2019 and led the Co-Brand Cards and Partnership division at Bank Otkritie Financial Corporation from 2014 to 2018.

Achievements in Digital Transformation

In his current role, Renat has been instrumental in driving digital transformation initiatives. He developed a strategic plan that led to the integration of five home services into the Digital Bank by October 2021. He also spearheaded the launch of a service for purchasing concert and sports tickets in July 2021, and implemented Scrum/Agile methodologies to enhance the debit card business.

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