Hendoko Kwik
About Hendoko Kwik
Hendoko Kwik is a director with extensive experience in banking and finance, having held various managerial positions at multiple banks in Indonesia. He specializes in asset-based financing, credit risk, and B2B relationships, and currently serves as a director at Xfers.
Work at Xfers
Hendoko Kwik currently serves as the Director at Xfers, a role he has held since 2023. His responsibilities include overseeing operations and strategic initiatives within the company. Xfers operates as an aggregator and software service provider, listed under POJK 2/2018, focusing on financial technology solutions.
Previous Experience in Banking
Hendoko has extensive experience in the banking sector, having worked at PT Bank Danamon Indonesia, Tbk. in various roles from 2008 to 2013. His positions included Senior Manager - Business Manager SME Banking and Relationship Manager SME Banking. He also served as AVP - Area Business Leader at PT Bank Tabungan Pensiunan Nasional Tbk. from 2013 to 2016 and as VP - Senior Branch Manager at Bank Sahabat Sampoerna from 2016 to 2018.
Entrepreneurial Ventures
Hendoko co-founded Modal Rakyat, where he served as CEO from 2018 to 2023. This role involved leading the company in providing financial services. He is also a co-founder of VERIHUBS, which he has been part of since 2019, contributing to the development of innovative financial solutions in Jakarta.
Education and Expertise
Hendoko holds a Bachelor's degree in Information Technology from BINUS University, which he completed from 2004 to 2008. He furthered his education with a Master's degree in Finance and Financial Management Services from Universitas Trisakti, achieved between 2011 and 2014. His expertise includes asset-based financing, working capital financing, credit risk, and market penetration.
Technical Background
Before his banking career, Hendoko worked at Bina Nusantara University as a Network Administrator and Software Laboratory Teaching Assistant from 2005 to 2008. This technical background provided him with foundational skills in IT, which he has leveraged throughout his professional journey.