Vijay Bharadwaj, Cams
About Vijay Bharadwaj, Cams
Vijay Bharadwaj serves as the Regional Head Compliance at Xfers, bringing extensive experience in operational risk management and compliance from his previous roles at Eastspring Investments and NIUM. He holds a PGDBM from Xavier Institute of Management and has expertise in areas such as AML, CTF compliance, and regulatory oversight.
Current Role at Xfers
Vijay Bharadwaj serves as the Regional Head Compliance at Xfers since 2021. In this role, he oversees compliance operations and ensures adherence to regulatory requirements. His responsibilities include managing compliance frameworks and leading independent risk and compliance teams. His experience in the financial sector supports his capability to navigate complex regulatory environments.
Previous Experience at Eastspring Investments
Vijay Bharadwaj held multiple roles at Eastspring Investments, formerly known as Prudential Asset Management. He worked as Director of Operational Risk Management from 2008 to 2012 and later served as Regional Director & Head of Operational Risk from 2012 to 2017. During his tenure, he focused on operational risk governance and business continuity, contributing to the firm's risk management strategies.
Professional Background in Finance
Vijay Bharadwaj has a diverse professional background in finance. He began his career at SRF Finance Limited as an Executive from 1994 to 1997. He later transitioned to NIUM, where he served as Head of Compliance from 2017 to 2020. His roles have consistently involved compliance, operational risk management, and regulatory oversight.
Education and Qualifications
Vijay Bharadwaj holds a Post Graduate Diploma in Management (PGDBM) from the Xavier Institute of Management, where he studied from 1993 to 1996. He also earned a Bachelor of Commerce (B.Com) degree from the University of Mumbai, studying from 1989 to 1992. Additionally, he completed the Claritas® Investment Certificate in 2014, enhancing his knowledge in investments and securities.
Expertise in Compliance and Risk Management
Vijay Bharadwaj possesses extensive expertise in various areas of compliance and risk management. His skills include Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) compliance, client onboarding processes, Customer Due Diligence (CDD), Know Your Customer (KYC) protocols, and transaction monitoring. He specializes in licensing, regulatory oversight, and risk assurance.