American Riviera Bank
American Riviera Bank offers a comprehensive range of business and personal banking products and services, including checking and savings accounts, loans, digital banking, and community-focused initiatives, with six branches in California.
Business Checking Accounts
American Riviera Bank offers various business checking account options tailored to meet different business needs. These include Foundation Checking for basic needs, Elevated Checking for growing businesses, and Pinnacle Checking for established businesses requiring more comprehensive features. Additional options include Business Interest Checking and Account Analysis Checking, which cater to businesses with more complex financial requirements.
Small Business Administration Loans
American Riviera Bank provides a range of Small Business Administration (SBA) Loans designed to support small business financing needs. Options include SBA 7(a) Loans, which offer flexible funding for a variety of business purposes, and SBA 504 Loans, tailored for purchasing fixed assets like real estate and equipment. The bank also facilitated Paycheck Protection Program (PPP) loans to support businesses during challenging times.
Personal Banking Products
American Riviera Bank offers a wide range of personal banking products to meet individual financial needs. These include checking accounts like Simply Checking, Performance Checking, and Ultimate Checking. Savings options encompass Personal Savings, Money Market accounts, Kids Savings Account, and Insured Cash Sweep (ICS). Loan products range from American Riviera Reserve Line and Vehicle Loans to Home Equity Loans & Lines of Credit, Conventional Loans, and Bridge Loans.
Digital Banking Services
American Riviera Bank provides robust digital banking services for both business and personal accounts. These services include Online and Mobile Banking, Remote Deposit Capture, ACH Origination, and Wire Transfers. The bank also offers debit and credit cards, Positive Pay for fraud detection, and a variety of digital wallet options such as Apple Pay, Google Pay, and Samsung Pay for contactless payments.
Community-Focused Services
American Riviera Bank is dedicated to community support through various initiatives. This includes sponsorships, financial education programs, news & press releases, and content like the Idea Vault Blog and Regional Pulse Podcast. The bank also conducts webinars to provide valuable information to the community and fosters accessible financial resources through a nationally certified Simply Checking account.