Apurata
Apurata is a fintech company based in Lima, Peru, specializing in credit and lending solutions for e-commerce and physical point of sale purchases, offering rapid financing and educational resources.
Company Overview
Apurata, a fintech company, operates primarily in Lima and Callao Region, Peru. With a growing team of 12 members, Apurata focuses on the Credit and Lending sub-industry, offering financing solutions tailored for both e-commerce and physical point of sale purchases. The company is part of Y Combinator's Summer 2019 (S19) batch and is registered with SBS (Superintendencia de Banca, Seguros y AFP).
Services
Apurata provides quick and efficient financing solutions, boasting the ability for customers to receive their funds in as little as 29 minutes. They offer loan amounts up to 1,000 Soles, with an extension up to S/3000 for gold clients. Their loan simulator allows customers to calculate their loan amounts and repayment terms. Additionally, their 'Acuotaz' product offers online purchase financing starting at 0% interest. They also provide instant underwriting of financing at the point of sale for small purchases ranging from $100-$1000.
Financial Education and Customer Support
Apurata places a strong emphasis on financial education, providing a wide range of resources on their blog, which includes a detailed guide on various financial products and services. For customer support, Apurata offers a contact number and maintains active social media channels. They also feature a comprehensive FAQ section on their website for quick help, along with customer testimonials.
Media Presence
Apurata has been featured in major Peruvian media outlets such as America TV, El Comercio, and La República. These features highlight the company’s influence and engagement within the fintech sector, particularly in the regions of Peru and Latin America.
Locations and Operations
Apurata operates actively within Lima and Callao Region in Peru. Their services extend across Latin America and they support remote and partly remote operations. Their comprehensive offerings cater primarily to the middle class, providing point of sale financing to help bridge financial gaps for small purchases.
