Atlas
Atlas offers a rewards credit card with features like 0% APR, no credit history required, and high approval rates, alongside benefits such as cell phone protection and cash back at over 50,000 locations.
Services
Atlas offers a rewards credit card tailored to provide value through various features. Users benefit from 0% APR, high approval rates, and eligibility regardless of their credit history. The card also includes benefits such as a component that helps build credit scores by reporting on-time payments to all three major credit bureaus. The company supports consumers with safe spending limits that grow over time and comprehensive customer support available through an in-app help center, chat, and phone service.
Features and Benefits of Atlas Credit Card
The Atlas credit card includes a variety of features designed to attract diverse users. It offers benefits such as cell phone protection, extended warranty protection, auto rental collision damage waiver, and travel and emergency services. Additionally, the card has cash back partnerships with over 50,000 locations, including major retailers like Starbucks, Target, and Disney, offering users an opportunity to save $1,850 on average annually. The card is accepted by industry-leading providers including Apple Pay, Google Pay, and Mastercard.
Pricing Structure
Atlas offers a straightforward pricing model with no hidden or surprise fees. Users can choose between a monthly fee of $8.99 or an annual fee of $89, providing flexibility based on the user's preference. This simple pricing structure aims to offer transparency and value without unexpected costs.
Application Process
The application process for the Atlas credit card is designed to be swift and user-friendly. It takes less than 2 minutes to complete and does not require a hard credit pull. This streamlined application process lowers barriers to entry and enables quick access to the card's benefits.
Acceptance and Partnerships
Atlas has established partnerships to enhance its usability and value. The credit card is accepted by leading payment providers such as Apple Pay, Google Pay, and Mastercard. It also has a broad network of cash back partnerships with over 50,000 locations, including well-known brands like Starbucks, Target, and Disney, allowing users to maximize their savings and benefits.