Avaloq
Avaloq is a financial technology company offering a core banking platform that supports over CHF 4 trillion in assets and a range of customizable banking software modules.
Core Banking Platform
Avaloq's core banking platform supports over CHF 4 trillion in assets and can be implemented in as little as six months using standardized configuration. It boasts a 99% straight-through processing rate for payments. The platform includes features for derivatives, corporate actions, FX, money markets, mortgages, loans, corporate and trade finance, card, cheque and payment processing, accounting, fund administration, cost and fees, treasury and risk management, compliance, and regulatory reporting. It offers over 70 customizable banking software modules tailored to diverse financial needs.
Web and Mobile Banking
Avaloq's Web Banking offers more than 100 self-service features, including trading of securities, FX, and crypto assets. The Mobile Banking solution is equipped with features like in-app banner promotions, biometric authentication, and open banking via PSD2 APIs. Both platforms are designed to be fully responsive and customizable, ensuring a seamless user experience across devices. Additionally, Avaloq's Crypto offering allows clients to trade and transfer crypto assets through web or mobile banking interfaces.
Engage App
Avaloq's Engage App supports social messaging integration, enabling compliant communication via WhatsApp, WeChat, or Line. It incorporates natural language processing to detect client intent and suggest automated responses. The app provides a 360˚ client view and smart suggestions for relationship managers, enhancing customer interaction and satisfaction.
Managed Cloud Services
Avaloq’s Managed Cloud Infrastructure hosts enterprise databases and applications on a specially-designed cloud platform. The Managed Cloud Services offer a SaaS delivery model for faster time to market, ensuring that financial institutions can deploy Avaloq's solutions efficiently. This comprehensive cloud-based approach supports scalability and high availability for various banking operations.
ESG Investment Solutions
Avaloq provides a comprehensive ESG (Environmental, Social, Governance) investment solution for banks and wealth managers. This offering enables financial institutions to integrate sustainable investment strategies into their portfolios, meeting growing regulatory requirements and client demands for responsible investments.