AwanTunai
AwanTunai provides working capital and integrated technology solutions to MSMEs in Indonesia, focusing on traditional grocery stores and wholesalers.
Services
AwanTunai provides essential financial services aimed at enhancing the productivity and efficiency of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Their services include working capital for micro grocery stores and wholesalers through their main products, AwanTempo and Supplier Financing. AwanTempo helps micro grocery stores purchase stock using a credit limit of up to Rp 200 million, while Supplier Financing offers a credit limit of up to Rp 2 billion to optimize business potential for wholesalers. These services aim to digitize traditional supplier operations and support the prosperity of Indonesia’s MSMEs.
Products
AwanTunai offers two main products: AwanTempo and Supplier Financing. AwanTempo provides working capital to micro grocery stores, enabling them to purchase stocks from wholesalers with a credit limit of up to Rp 200 million. Supplier Financing is designed for wholesalers, providing a credit limit of up to Rp 2 billion to purchase stock from selected suppliers, thus optimizing their business operations. In addition, AwanToko and AwanToko Pro are applications and web-based software systems that facilitate operational efficiency and working capital loans for traditional stores and wholesalers. These products integrate technology and capital to support and strengthen MSMEs in Indonesia.
Vision and Mission
AwanTunai’s vision is to strengthen and prosper SMEs in Indonesia. The company aims to achieve this by integrating technology and working capital support to make SMEs more profitable. Their mission emphasizes optimizing the traditional FMCG supply chain with easy and safe technology and capital, thereby contributing to Indonesia's economic growth. AwanTunai focuses on providing flexible, low-cost working capital options designed to help MSMEs increase their business profits while ensuring operational efficiency through digital solutions.
Funding and Financial Performance
AwanTunai is committed to transparency in funding performance, updating their report every Monday. Key metrics include total accumulated funding, total donors, and total fund recipients. As of the latest update, AwanTunai has disbursed a total accumulated funding of Rp 1.94 trillion and has provided funding to 35,211 recipients. The total outstanding funding stands at Rp 16.73 billion. The company is registered and supervised by the Financial Services Authority (OJK) in Indonesia, ensuring robust regulatory compliance and financial oversight.
Industry Associations and Compliance
AwanTunai is an active member of the Indonesian Joint Funding Fintech Association (AFPI), which underscores its compliance with industry standards and regulations. Additionally, the company is registered and supervised by the Financial Services Authority (OJK) in Indonesia. These affiliations reflect AwanTunai's commitment to maintaining trustworthy and secure financial services for MSMEs in Indonesia. By adhering to these regulatory frameworks, AwanTunai ensures the credibility and reliability of its financial products and services.