BANKINGSTACK
BANKINGSTACK offers a modern, cloud-native fintech OS for banks and financial institutions, providing digital banking solutions for niche segments such as SMEs, startups, and freelancers.
Company Overview
BANKINGSTACK offers a modern, cloud-native fintech OS tailored for banks and financial institutions. This platform is designed to meet the needs of various niche segments, including SMEs, startups, D2C businesses, and freelancers. BANKINGSTACK operates under the umbrella of Open Financial Technologies, which supports 2.7 million businesses. The company is supported by investments from prominent internet, payment, private equity, and venture capital brands. It has processed $30 billion in transactions and serves over 14 global banking clients.
SME Banking Solutions
BANKINGSTACK provides an array of solutions for small and medium enterprises (SMEs). Their offerings include tools for bookkeeping, payments and collections, revenue-based lending, and cards and expense management. These solutions are designed to streamline financial operations for SMEs, helping them manage their finances more effectively and efficiently.
Consumer Banking Solutions
BANKINGSTACK offers several consumer banking solutions aimed at enhancing personal financial management. These include account aggregation, goal-based savings, split pay functionalities, and both physical and virtual card options. Additional offerings include a digital savings account with features like term deposits and systematic deposits, as well as personal finance management tools such as micro and goal-based savings, spend analytics, and subscription management.
Embedded Finance Solutions
BANKINGSTACK's embedded finance solutions comprise DIY screens, DIY widgets, and an API platform, enabling financial services to be embedded seamlessly within various platforms. The company also provides a health savings account for health risk profiling and supply chain finance solutions specifically tailored for pharma merchants. These offerings allow businesses to integrate banking services into their operations smoothly.
Reports and Research
BANKINGSTACK actively contributes to the fintech and banking industry through research and publications. Notably, the company published a comprehensive report on MSME digital banking in Southeast Asia. This report highlights growth opportunities and market trends, providing valuable insights into the region's digital banking landscape.