Beem
Beem offers a range of financial services, including early access to bank deposits, instant money transfers, tax filing, financial insights, personal loans, identity theft protection, and more.
Everdraft™ Feature
Beem offers the Everdraft™ feature that allows users to withdraw verified bank deposits between $5 and $1000 early. This service is unique as it does not require credit checks, does not charge interest, has no income restrictions, and does not involve due dates or tips. This simplifies immediate access to funds for users in need of financial flexibility.
Money Transfer Services
Beem provides a service that allows users to send money instantly to anyone in the United States. This includes a variety of payment options such as cash, cheques, and gift cards. The versatility of this service ensures that users have a convenient way to transfer funds quickly and efficiently.
Tax Filing Services
For $9.99, Beem allows users to file both federal and state taxes, supporting multiple combinations to fit users’ needs. The service promises a maximum refund guarantee and includes a free tax calculator to estimate federal and state tax refunds, simplifying the tax preparation process.
Financial Insights and Budgeting
Beem offers daily financial insights based on user transactions, providing alerts and recommendations on where to save and spend. The Better Financial Feed™ (BFF) feature supports budget planning and financial management, helping users make informed financial decisions.
Subscription-Based Financial Services
Beem provides a subscription model with plans starting from $2.47 per month. This includes various financial management services such as personal loan offers, credit monitoring, identity theft protection with up to $1 million in insurance coverage, and affordable health solutions. The service also features Beem Boost, which allows users to unlock additional cash on their Everdraft™ amount based on performance milestones.