Beyond Finance
Beyond Finance offers debt consolidation services, helping clients reduce their monthly payments and get out of debt in 24 to 48 months. The company has been in operation since 2011 and has assisted over 300,000 clients.
Services
Beyond Finance offers debt consolidation services to help clients manage and reduce their debt. Their services include consolidation loan options ranging from $1,000 to $100,000 with Annual Percentage Rates (APRs) between 4.9% and 35.99%. Loan terms range from 4 to 84 months, and origination fees range from 1% to 6% of the amount financed. The company's debt consolidation programs typically last between 24 to 48 months, enabling clients to reduce monthly payments by 40% or more.
Debt Consolidation Program
Beyond Finance's debt consolidation program is designed to help clients pay back approximately 55% of their enrolled debt before fees are applied. Fees are usually around 25% of enrolled amounts and are success-based. Clients have access to a mobile app that allows them to monitor their progress, providing 24/7 access to their program details. The duration of the program ranges from 24 to 48 months, depending on individual client circumstances.
Corporate Locations
Beyond Finance operates corporate campuses in three major cities: San Diego, Houston, and Chicago. These locations support the company's operations and provide regional client services. Additionally, Beyond Finance is known for creating a supportive work environment that drives its mission to help clients achieve financial stability through debt consolidation.
Accreditations and Awards
Beyond Finance is accredited by the American Association for Debt Resolution and the Better Business Bureau, highlighting its commitment to ethical business practices and customer satisfaction. In 2024, the company won a Silver Stevie Award for 'Achievement in Finance,' recognizing its notable contributions and performance in the financial services industry.
Partnerships
Beyond Finance partners with Above Lending to provide debt consolidation loans, enhancing the range of financial solutions available to clients. This partnership helps streamline the loan application process and provides clients with competitive loan options tailored to their specific needs.