Cardinal Gray
Cardinal Gray, based in San Francisco, specializes in automating title perfection for the auto lending industry with its AI-driven software that operates across all 50 states.
Company History
Cardinal Gray, formerly known as Cardinal Gray Incorporated, is a fintech company headquartered in San Francisco, CA, USA. The company was part of the Y Combinator's Summer 2023 (S23) batch, which is known for supporting innovative startups. The company focuses on automating the process of handling title documents for the auto lending industry, ensuring accuracy and efficiency in title perfection.
Industry Focus
Cardinal Gray operates within the fintech industry, specifically in the sub-industry of credit and lending. The company addresses key issues in the auto lending sector by automating the title perfection process. Its solutions cater to lenders by ensuring that borrower information is validated, and accurately processed title documents are sent to DMV offices across all 50 states in the USA.
Services
Cardinal Gray provides a range of services aimed at automating and streamlining the auto lending industry’s title document handling process. Key services include software that validates borrower information, secures a power of attorney at origination, and ensures accurate title documentation to prevent backlogs. The company also offers digital notarization of vehicle power of attorney forms through video calls and uses AI to generate title documents using just a VIN.
Technology and Innovation
Cardinal Gray leverages advanced technology to improve efficiency and accuracy in the auto lending industry. Their software validates borrower information and generates title documents using AI, with data sourced directly from state motor vehicle agencies. Additionally, the software facilitates the digital notarization of vehicle power of attorney forms using video calls, ensuring compliance and authenticity across all 50 states in the USA.
Location and Team
Based in San Francisco, CA, USA, Cardinal Gray services regions including the United States and Canada. The company has a small team of three members dedicated to innovating within the fintech space, particularly in the credit and lending sub-industry. Their strategic location in a major tech hub supports their access to resources and networks.
