CASHe
CASHe is a financial services provider offering a range of loan products and digital investment opportunities, utilizing AI and ML technologies for innovative credit scoring.
Personal Loan Services Offered by CASHe
CASHe provides a wide range of personal loan offerings to cater to varying financial needs. The company offers instant personal loans up to ₹4 lakhs with flexible repayment terms ranging from 3 to 18 months. The available loan categories include personal loans, two-wheeler loans, travel loans, car loans, consumer durable loans, mobile loans, medical loans, education loans, home renovation loans, and marriage loans. These diverse options enable customers to address different financial requirements efficiently.
AI and ML Driven Credit Scoring Technology
CASHe's credit scoring methodology leverages a proprietary AI-powered, ML-driven technology that goes beyond traditional credit scores. This advanced technology includes the unique Social Loan Quotient (SLQ), which assesses a customer's creditworthiness using social behavior and other alternative data. This innovative approach allows CASHe to provide credit to individuals who might not have a conventional credit history, thereby expanding financial inclusion.
Flexible Credit Line Options
CASHe offers flexible credit line options up to ₹2,00,000, allowing customers to access funds as needed with convenient repayment plans. This service offers a high degree of flexibility, catering to customers who require access to credit for ongoing or unexpected expenses. The credit lines can be utilized through CASHe's easy-to-use mobile app, available on both Google Play Store and Apple App Store.
Digital Gold Investment and Insurance Plans
In addition to loan services, CASHe provides digital gold investment opportunities and insurance plans. Customers can invest in digital gold starting from as low as ₹1, making it an accessible option for all. Insurance offerings include loan protection and health cover, providing an added layer of financial security for borrowers. These diversified services augment CASHe's financial products portfolio, catering to a broader range of customer needs.
Partnership with Flipkart for Buy Now Pay Later Services
CASHe has partnered with Flipkart to offer Buy Now Pay Later (BNPL) services. This collaboration enables Flipkart customers to purchase products immediately and pay for them in installments, enhancing the shopping experience by providing financial flexibility. The BNPL service is integrated seamlessly through Flipkart’s platform, making it a convenient financing option for customers.