ChargeAfter
ChargeAfter offers a multi-lender platform that integrates multiple lenders into point-of-sale systems, providing personalized financing choices for customers in-store, online, or anywhere they shop.
Services
ChargeAfter offers a multi-lender platform that integrates multiple lenders into a point-of-sale system, providing personalized embedded financing choices in-store, online, or anywhere customers shop. The platform enables a unified consumer finance experience and seamless integration with in-store, eCommerce, telesales, and other point-of-sale systems. ChargeAfter also provides advanced back-office capabilities for post-sale management and analytics, helping merchants optimize omnichannel financing programs.
Products
ChargeAfter offers a variety of financing solutions including prime, near prime, subprime, no credit required, B2B, card-based, and BNPL (Buy Now Pay Later). The platform's real-time matching engine connects customers to the ideal lender, delivering dynamic waterfall lending to maximize approvals. The solution is designed to cater to various credit profiles and business needs, allowing financial institutions to create, manage, and distribute consumer financing products at scale.
Sector
ChargeAfter operates in the consumer finance and fintech sectors, serving merchants, financial institutions, and a network of over 40 lenders. The company focuses on providing point-of-sale financing solutions that enhance the consumer purchasing experience and help merchants boost sales with flexible payment options. ChargeAfter's platform spans multiple countries, enabling cross-border commerce in the financing domain.
Network
ChargeAfter has established a network of over 40 lenders, enabling it to offer a comprehensive range of financing options. The platform's waterfall finance solution maximizes approval rates by connecting customers to a wide range of financial products tailored to their needs. This extensive network allows ChargeAfter to serve diverse customer bases and offer flexible financing solutions that meet various credit profiles.