Clear Capital
Clear Capital offers a comprehensive suite of real estate valuation and analytics solutions, including automated floor plan app CubiCasa®, appraisal services, and data tools like ClearAVM™ and ClearProp®.
Services
Clear Capital provides a wide range of real estate analytics and valuation services. Their offerings include appraisal services such as hybrid, desktop, and traditional appraisals. They offer automated valuation models (ClearAVM™), broker price opinions (BPO), residential and commercial evaluations for smaller loans, and post-disaster inspections (PDI). Additionally, they provide specialized tools like Collateral Desktop Analysis (CDA®), ClearCollateral® Review, and AURA™ for risk analysis. Clear Capital also offers unique solutions such as Universal Data Collection™ (UDC™) for GSE data standards and Property Condition Inspection (PCI) for risk summary reports.
Products
Clear Capital offers a variety of innovative products designed to streamline the property valuation process. Their product range includes ClearAVM™, an automated valuation model for instant valuations, and ClearProp®, an interactive property valuation tool. They also offer the Home Data Index (HDI™) for market data, the ClearCollateral® Review system for automated underwriting review, and AURA™, an appraisal underwriting risk analyzer. Additionally, they have launched CubiCasa®, an automated floor plan app, and provide the Property Valuation API for modern valuation needs.
Markets and Industries Served
Clear Capital serves diverse markets and industries, including mortgage origination, home equity, capital markets, government-sponsored enterprises (GSEs), servicing, insurance, PropTech, FinTech, real estate, and single-family rental and build-to-rent sectors. Their solutions cater to various organizational roles such as loan officers, underwriters, servicers, risk management professionals, appraisers, real estate agents/brokers, and investors, making them a versatile partner in the property valuation space.
Company History
Clear Capital acquired CubiCasa in 2021 to enhance their home appraisal services through innovative technology. Since its establishment, Clear Capital has grown to become one of the top national appraisal management companies, trusted by the nation’s leading lenders and GSEs. With over 3 billion property data records spanning more than 50 years and employing over 20,000 real estate experts nationwide, Clear Capital processes more than 6 million valuation transactions each month. Their comprehensive data and analytics tools provide insights into over 150 million properties across the United States.
Resources and Partnerships
Clear Capital offers a variety of resources to support industry professionals. These include events, podcasts, blogs, videos, market reports, eBooks, and white papers. Their ClearCast Podcast focuses on real estate and fintech. The company also provides several free eBooks on relevant topics such as automated valuation models (AVM) for home equity lenders and managing mortgage servicing challenges. Through their partner program, Clear Capital aims to transform the mortgage industry and foster growth alongside their partners.