Community Financial Services Bank
Community Financial Services Bank offers a wide range of personal and business banking services, including loans, credit cards, and digital banking, with a history of over 130 years in Western Kentucky.
Personal Banking Services
Community Financial Services Bank offers a range of personal banking services including checking accounts, savings accounts, loans, and credit cards. Specialized personal loan options include home mortgage loans, home equity loans, auto loans, and motorcycle loans. Additionally, they provide certificates of deposit (CDs) and individual retirement accounts (IRAs) among their time deposit services.
Business Banking Services
Community Financial Services Bank provides comprehensive business banking services. These include business checking and savings accounts, business loans, and credit cards. Their business loan options extend to commercial real estate loans, commercial construction loans, equipment loans, and SBA loans. The bank also offers merchant services, cash management services including direct deposits, wire transfers, and electronic payments, as well as remote deposit capture and courier services.
Agricultural Loans
For those engaged in the agricultural sector, Community Financial Services Bank offers specialized loans to meet various needs. These include farm loans, agriculture real estate loans, and agriculture equipment loans. The bank aims to support agricultural businesses with tailored financial solutions to help them grow and sustain operations.
Digital Banking and Mobile App
Community Financial Services Bank provides robust digital banking services. This includes mobile banking, eStatements, and the Zelle® payment network. Their digital banking app is available on both the App Store and Google Play Store, allowing customers to manage their finances conveniently from their smartphones. The bank also offers tools and resources such as fraud security tips, rate charts, and forms and documents.
Community Initiatives: Money 360 Program
As part of their community engagement efforts, Community Financial Services Bank offers the Money 360 program. This program includes brokerage services, a youth program, community workshops, and a school sponsorship program aimed at supporting local educational initiatives. By offering these services, the bank demonstrates its commitment to the financial well-being and education of its community members.
History and Locations
Established in 1890, Community Financial Services Bank has over 130 years of history in providing banking services. They operate banking centers and ATMs/LTMs in Calloway, Graves, Marshall, and McCracken County in Western Kentucky. This extensive network of locations helps them provide accessible banking services to their community.