Cover Whale
Cover Whale offers a comprehensive range of commercial auto insurance products, leveraging AI-driven telematics and real-time driver safety coaching to promote safer driving and provide significant premium discounts.
Services
Cover Whale offers a comprehensive range of commercial auto insurance products, including Auto Liability, Auto Physical Damage, Motor Truck Cargo, Non-Trucking Liability, and Truckers’ General Liability. The company also provides specialized coverage for truckers hauling freight from U.S. ports through UIIA (Uniform Intermodal Interchange and Facilities Access Agreement) coverage. Additionally, Cover Whale's policyholders can benefit from their industry-leading quoting platform that allows for instant policy quotes and same-day binding.
Driver Safety Program
Cover Whale's Driver Safety Program is designed to enhance safe driving practices and reduce insurance costs. The program includes AI-driven telematics and real-time safety coaching, which have been shown to reduce unsafe driving actions by 50%. Policyholders are required to install either a Cover Whale-provided dual-facing dashcam or connect their existing electronic logging devices (ELDs). The information from these devices is used to flag aggressive driving behaviors and provide coaching. The program also includes a turn-key safety package for fleets with 4-9 power units and offers up to a 30% discount on premiums for safe driving practices.
Telematics and Real-Time Coaching
Cover Whale employs AI-driven telematics and real-time driver safety coaching to help reduce unsafe driving actions. The telematics devices can detect aggressive driving behaviors such as speeding, hard braking, and hard turning. This data is used to provide instant feedback and coaching to improve driving behavior. The program's effectiveness is evident in its ability to decrease unsafe driving actions by up to 50%, helping to lower insurance costs and enhance road safety.
State Expansion
Cover Whale has expanded its auto liability coverage to 39 states and offers various trucking insurance lines in a total of 46 states. This broad geographical reach allows a significant portion of U.S. truckers to benefit from their specialized insurance products and services. The expansion also supports Cover Whale's mission to provide accessible and comprehensive coverage options for truckers across the United States.
Instant Quotes and Partnerships
Cover Whale collaborates with partners like Redkik to offer instant quotes on shippers’ interest policies. Their quoting platform is known for being agent-friendly, allowing for rapid policy quotes and same-day binding. These capabilities ensure that agents and policyholders can efficiently secure the coverage they need without delays, enhancing the overall customer experience.